Loan Credits. Online, Simple and fast.

Generally, acquiring loans from large financial institutions requires extensive bureaucracy. To change this reality, Creditas, the largest secured online loan platform in Brazil, reinvented itself.

She launched a form of loan, which comes with the proposition of being solid, practical, reliable and safe.

The entire hiring process is done through the company's website, in a very practical and simple way. Creditas can offer an interest rate equivalent to one fifth of the amount usually charged in the market. See more details!

How does the Creditas online loan work?

To apply for a Creditas loan online, you must offer an asset as collateral. In order to increase the security of the operation, and bringing the possibility of accessing credit with the best conditions.

This is because by offering a guarantee like this, there is a much lower risk of default. Since the client is also assuming a risk, not just the institution. Through this, you can choose to put a property, or even a vehicle as collateral.

In this way, rates can be up to 4x lower than the traditional personal loan. In addition to 18 to 60 months to pay with a vehicle under warranty, and 60 to 180 months with a property under warranty.

In addition, it is possible to get up to 90% from the value of the vehicle or 60% from the value of the property.

Payment terms, as well as the minimum amount of loans and fees, may vary according to the asset placed as collateral. The conditions are stipulated as follows:

property under warranty

Minimum value: R$ 30 thousand
Rate: From 1,09% per month
Term: 60 to 180 months

vehicle under warranty

Minimum value: R$ 5 thousand
Rate: From 1.69 per month
Term: 18 to 60 months

How to apply for the loan?

To bring convenience and agility to customers, the entire secured loan process is done completely online, from the application request to the service and credit operation.

When registering on the site, the company provides a personalized proposal according to your needs. After that, if the registration is complete and approved, a consultant will contact you.

Soon after, within a period of up to 24 hours, the analysis process is carried out. In this way, the company requests more information and then forwards the proposal for credit assessment.

If approved, the company assists in the formalization process until the money is released.